As with other issuers, Capital One periodically sends unsolicited pre-qualification offers through the mail to select customers. If you fill out the pre-qualification form and don’t see a Capital One Venture Rewards Credit Card, for example, you may want to look at the Capital One VentureOne Rewards Credit Card card instead.Īnother way you may be pre-qualified for a Capital One credit card is through a direct mailer from Capital One itself. Similarly, not being pre-qualified doesn’t mean you’re certain to be rejected - but it’s a strong sign you should prepare for the possibility. Pre-qualification uses a soft credit inquiry that won’t hurt your credit score to match you with the best-fitting card.īeing pre-qualified for a specific card won’t guarantee your approval but it can indicate that the odds of approval are good. If you’re at all unsure of your chances of being approved for the Capital One Venture Rewards Credit Card, you may want to consider checking for pre-qualification offers before you officially apply. Other aspects of your credit risk, like your current utilization and credit history length, can also play big roles in whether your credit card application is approved. I was lucky enough to experience it back in 2018.Although knowing your personal credit score can help you find which card you have the best chances of qualifying for, your credit score isn’t always the deciding factor. In this scenario, you could be flying on Turkish, which has a really great business class. You could also transfer your points to Turkish Airlines and book a business class flight to Greece- or elsewhere in Europe for 45,000 miles one-way and just over $200 in taxes. Her sister booked the exact same flight using United Miles and paid 70,000 miles! After meeting the minimum spend on your Capital One Venture card, you would have more than enough points to book a flight that costs 63,000 miles. The cost of her one-way flight was 63,000 miles and $72 in taxes. She booked her flight through Avianca Lifemiles, a Capital One partner. She flew business class on Lufthansa to get there from Chicago to Santorini. Recently, my mom went to Greece with her sister. We have a whole blog post about how this works, so check that out for more information.Ī One-Way Business Class Flight to Greece You can transfer your Venture miles to British Airways and book a roundtrip flight to Hawaii from the west coast for 25,000! At that price, you could get two roundtrip flights and have points left over! Depending on which city you fly out of, you’d be flying on an American Airlines plane or an Alaska Airlines plane. Two Round-Trip Tickets To Hawaii By Booking With British Airways But, if your travel goals are to go to Disneyland or you want to keep it super simple, then using your points to offset those costs could be the best choice for you! What Will 60,000 Miles Get Me? $600 Towards TravelĪs I mentioned above, transferring your points to one of Capital One’s partners can get you a lot more value than $600. You can get more value from your points when you transfer them! Make sure you find the flights you want to book and verify that there is availability before you transfer your points. All, except for the last two, transfer at a 1:1 ratio. Capital One partners with the following airlines and hotel brands. It is very easy!Īnother way to use your miles is to transfer them to Capital One’s airline and hotel partners. You will then have 90 days to log into your account and “erase” the purchase! Trust me. To use your points in this way, make sure you purchase your travel on this card. This is a great way to save on travel expenses that are more difficult to use other credit card points on, especially Airbnb and Disneyland tickets. I like this card because it gives you the option to shop around to find the best deal instead of being locked in and having to book with a certain hotel or airline. What is great about this card is it is very flexible! You can use your points to pay for an Airbnb, Disneyland tickets (just make sure you purchase from a travel agency like Get Away Today so it codes as travel), rental cars, cruises, hotels, airlines, a vacation package bought from a travel agency, and more. Your 60,000 Venture Miles are worth $600. When used in this manner, each mile is worth 1 cent. The easiest way to use your Venture Miles is towards statement credits on travel purchases.
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